Accessibility of Bank Loans in Siberia Given Domestic Demand Squeeze

Abstract

The article suggests a comprehensive approach to assessing the availability of Bank loans, based on the systematization of existing methods of the Government of the Russian Federation, the World Bank, the Bank of Russia, as well as best practices in the assessment of the credit market. The authors reveal a system of indicators to measure availability of bank loans consisting of two groups: basic and complementary (quantitative and qualitative). The main emphasis is made on quantitative and qualitative indicators, and indicators for evaluating the development of the credit market of the Siberian Federal district from 2015 to 2016. In view of current situation and a tendency of development of the banking sector it is drawn a conclusion on increase of availability of credits for the population and businessmen of Siberia.